If you’re looking for a hassle-free way to get a brand-new car, the NHS car leasing scheme, managed by NHS Fleet Solutions, might be just what you need.
This scheme offers a fantastic opportunity to drive a new car through a salary sacrifice arrangement, bringing you significant savings and convenience. Here’s everything you need to know about it.
What is salary sacrifice?
The idea behind salary sacrifice is quite simple. You give up part of your salary in exchange for a non-cash benefit, in this case, a car. By accepting a salary sacrifice, your overall pay is lower, which means you pay less tax and national insurance.
If you’re a member of your employer’s pension scheme, you might also pay less in pension contributions. The salary sacrifice lasts for an agreed period, specified in your variation of contract. At the end of this period, your contract reverts to its original terms and conditions.
Features and benefits of the NHS car leasing scheme
One of the standout features of the NHS car leasing scheme is its cost-effectiveness. There are no credit checks or deposits required, and you can access exclusive offers tailored for NHS and public sector colleagues.
Monthly payments are conveniently deducted directly from your salary, making budgeting straightforward. The scheme includes a user-friendly online quotation system and a dedicated customer service team to assist you.
Comprehensive coverage
When you opt for the NHS car leasing scheme, your monthly salary sacrifice covers a range of costs, including fully comprehensive insurance for you and up to four additional drivers, road tax, breakdown cover, routine servicing, windscreen cover, and tyre cover.
This comprehensive package ensures you have peace of mind and no unexpected expenses.
How to join the scheme
Joining the scheme is simple. First, ensure your organisation is registered with NHS Fleet Solutions. Then, register yourself on their website or through the Fleet My New Car app.
Once registered, you can browse the full range of cars available and get a quote. The online system allows you to select a car based on your exact specifications or choose from specially negotiated offers for quick delivery.
Accurate annual mileage estimation is essential to avoid excess mileage charges at the end of your lease period.
Electric vehicles (EVS) and the scheme
The scheme also promotes sustainable transport by offering a range of electric vehicles (EVs). If you’re new to driving electric, NHS Fleet Solutions provides guidance to help you transition smoothly.
Electric vehicles are charged via the grid and offer faster acceleration compared to traditional fuel engines. You can charge your EV at home using a standard three-pin plug, a socketed charge point, or a tethered charge point.
Charging speeds vary from slow (8-10 hours) to rapid (30-60 minutes), giving you flexibility based on your needs.
Charging and maintenance
Charging at home is often cheaper than using public chargers, especially if you switch to an electricity tariff geared towards EV owners. NHS Fleet Solutions offers the option to add a charging point to your order, spreading the cost over the lease duration.
Public charging points are also widely available across the UK, with various payment methods such as contactless cards, apps, and RFID cards.
Driving an electric vehicle can lead to significant savings. The cost to charge your car is much lower than traditional fuels, and leasing an EV reduces company car tax (BiK).
Additionally, you won’t be affected by clean air zone charges in major cities like London and Birmingham. EVs are not only cheaper to run but also offer superior performance, with better power, torque, and acceleration due to their low centre of gravity.
Maintenance for electric vehicles is also hassle-free. With fewer mechanical parts, EVs are easier to maintain, resulting in lower upkeep costs.
The NHS car leasing scheme includes routine servicing, breakdown cover, and tyre replacement in your monthly cost, making it a stress-free option.
Home electronics and appliances scheme
For those interested in home electronics, NHS Fleet Solutions also offers a scheme in partnership with Currys. You can spread the cost of home electronic products over 12 or 24 months without added costs.
This scheme includes a wide range of items, from domestic appliances to the latest smart technology.
Colleagues assist
From the ordering process to the duration of your lease agreement, NHS Fleet Solutions provides dedicated in-house support. Their team of NHS colleagues is on hand to assist with any queries, ensuring you have a smooth experience throughout.
With exclusive offers, no deposits, and comprehensive coverage included, the NHS car leasing scheme is a fantastic way to drive a new car while enjoying significant savings.
Whether you’re looking for a traditional petrol or diesel car or considering making the switch to an electric vehicle, NHS Fleet Solutions has you covered.
Explore their website today to find your dream car and start enjoying the benefits of the NHS car leasing scheme.
