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Kent Car Finance

Looking for car finance options in Kent? Car Finance Saver, in collaboration with Monevo, provides a straightforward way to explore finance deals from a variety of trusted lenders. By completing a quick online application, you can compare quotes without impacting your credit score.

Whether you’re in the market for a new or used vehicle, Car Finance Saver helps Kent residents find the ideal finance solution tailored to their budget and needs.

How does the car finance application process work?

Applying for car finance with Car Finance Saver is simple. Begin with a brief online application, where Monevo performs an initial soft credit check that won’t impact your credit score. This allows Kent residents to explore potential finance options with confidence. Once you select a deal, the lender completes a final credit check to confirm eligibility​.

What types of car finance options are available?

Car Finance Saver offers a variety of finance options, including Hire Purchase (HP) and Personal Contract Purchase (PCP).

With HP, you pay in monthly instalments and own the vehicle outright at the end. PCP offers lower payments with the option of a final balloon payment to keep the car.

Do I need a deposit to get car finance in Kent?

Some car finance options require a deposit, but Car Finance Saver partners with lenders who offer no-deposit finance, enabling you to finance the entire cost of the car. This option is convenient for Kent residents who may not have saved for an upfront payment. 

However, providing a deposit can still be advantageous, as it may help lower your monthly payments and reduce the overall interest you’ll pay over the term of the finance agreement.

What credit score do I need to qualify for car finance?

The credit score requirements vary, but generally, a higher score can unlock better rates and terms. Car Finance Saver, through its partnership with Monevo, connects Kent residents with lenders who accept applicants across a range of credit profiles. Even if your credit score isn’t ideal, there are bad credit car finance options available, though a higher score could lead to lower interest rates​.

Is car finance available for self-employed applicants in Kent?

Yes, self-employed car finance is an option. You may need to submit additional documentation, like tax returns or bank statements, to verify income stability. Car Finance Saver, in partnership with Monevo, connects Kent’s self-employed residents with lenders experienced in working with varied income sources, making car finance accessible for freelancers and contractors​.

Find finance quotes from great lenders in an instant

1. Check your eligibility

Answer quick questions to find out if you can apply. Ready to compare car loans suiting you.

2. Compare car loans

View and compare various loan results from a selection of great lenders.

3. Apply online today

Once you’ve chosen a car finance loan, proceed with your application through trusted lenders.

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