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Can You Convert A Van With Finance?

If you’re wondering whether or not it's possible to convert a van on finance, the answer is yes! While financing may seem like an intimidating process, there are several lenders out there that offer flexible terms so you can get the conversion done without breaking the bank.


If you’re looking for a way to customise your van, converting it can be a great option. Not only can you make your vehicle more comfortable and efficient, but it can also add value to the van.

In this article, we’ll discuss how to go about converting your van on finance and what options are available.

Options for Financing a Van Conversion

Financing a van conversion can be done through a variety of methods, depending on your budget and needs. Here are some of the options available:

Personal Loans

Personal loans can be a great option for those looking to convert a van on finance. A personal loan is an unsecured loan, meaning no collateral is required in order to secure the loan. Unlike car finance, which is tied directly to the vehicle being purchased and must be returned if the borrower fails to make payments, a personal loan remains with the borrower regardless of what happens with the van purchase.

Personal loans also offer competitive interest rates and can often stretch over long periods of time, making them ideal for large purchases like converting a van. It also allows borrowers to benefit from flexible repayment terms and can provide a smoother transition into ownership than other financing options that require lump sum payments or regular instalments.

Credit Cards

Using a credit card to finance your van conversion is another option if you have good credit. Depending on the card, you may be able to get an introductory offer with 0% interest or cash-back rewards that can help cover some of the costs associated with your conversion. However, it’s important to remember that carrying high balances on credit cards can damage your credit score over time, so make sure you pay off the balance as quickly as possible in order to avoid incurring any late fees or additional interest charges.

Home Equity Loans/Lines of Credit

If you own a home, another option worth considering is taking out a home equity loan or line of credit (HELOC). This type of loan uses your home’s equity as collateral and allows you to borrow money against its value at a generally lower rate than other financing options. However, it’s important to remember that if you default on the loan payments, there is always the risk that your home could be taken away from you in foreclosure proceedings.

So if you’re looking for ways to convert your van on finance, there are several options available that could help free up some extra cash flow for your project. Just remember to shop around and compare different offers before jumping into an agreement so you get the best deal possible!

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