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Can You Put Personalised Plates on a Financed Car?

It is a common misconception that you cannot put personalised plates on a financed car. In fact, there are several ways to go about it. In this article, we will explore the various methods of doing so and provide advice on the best way to go about it.


Purchase the Plates and Pay for Them Upfront

The first option is to purchase the plates and pay for them upfront. This is a straightforward approach, as it does not involve any additional financing or negotiation with the lender. However, this option can be expensive and may not be feasible if you are on a tight budget.

If you want to keep your personalised plates when financing your car, an option is available in which you will be issued two sets of plates: one set for use during financing and another set after repayment has been completed. Once the loan is paid off and ownership has been transferred to you officially through the documentation provided by your lender and submitted with your registration application form, then you can switch back to your personalised plates without penalty or additional fees.

Finance the Personalised Plates Through your Loan Provider

The second option is to finance the personalised plates through your loan provider. If your loan provider allows this, they will likely charge an extra fee for doing so. This may or may not be worth it to you, depending on the cost of the plates and how important having them is to you.

Securing financing for your personalised licence plate can be a great way to make sure you get the plate you want without any major financial burden. With the right loan provider, you can get the money you need to cover the costs of a personalised plate without worrying about breaking the bank.

Negotiate with your Loan Provider Directly

The third option is to negotiate with your loan provider directly. Some lenders are willing to allow their customers to add customisations such as personalised plates to their financed cars. Talk to your loan provider about the possibility and see if a compromise can be reached that works for both parties.

Ultimately, whether or not you can put personalised plates on a financed car depends on your individual situation and the policies of your loan provider. If possible, it is best to purchase the plates upfront so that you don’t take on additional debt, but negotiating with your lender may also yield favourable results. Consider all of these options carefully before making a decision.

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