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Car write-offs: How to check and what to do 

Car write-offs are an unfortunate part of owning and operating a vehicle, but they don't have to be the end of your car ownership experience. Knowing how to check if your car has been written off and understanding what steps to take afterward can help you make the best decision for your future.

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What is a write off?

First things first, it’s important to understand what a “write-off” actually is. A write-off occurs when a vehicle is deemed too damaged or unsafe to repair by an insurance company or salvage yard. Generally speaking, vehicles that have been in serious collisions, floods, fires, or other natural disasters are most likely to be written off due to the extent of damage sustained.

How to check if your car is written off

When it comes to determining whether or not your vehicle has been written off, there are two main steps you should take:

1. Check with your insurer

This is the easiest and most reliable way to find out if your vehicle has been written off. Your insurance provider will provide you with documentation confirming the status of your vehicle in the event that it has become a total loss.

In addition, they may also be able to provide details on any repairs that were necessary before they wrote it off.

2. Check with the DVLA

The DVLA will have records on file regarding all vehicles registered. They can tell you whether or not a car was ever declared as a total loss by an insurance company or other authority. Additionally, they will also be able to provide information about any repairs that were done prior to declaring it as a write-off.

My car has been written off – now what?

If you discover that your car has indeed been written off, there are still some options available for getting back on the road again. Depending on where you live and how severe the damage was when it was written off, there may be opportunities for obtaining parts from salvage yards or purchasing another used vehicle altogether.

Obviously, these options come with varying levels of risk and expense attached so it’s important to do research beforehand and get advice from knowledgeable individuals before making any decisions. 

Additionally, if you own a vehicle that was written off due to theft instead of accident-related damages, then there may still be options available for restoring it to its pre-theft condition as well.

Some countries offer special programs where vehicles can be repaired at a reduced cost if they’ve been stolen rather than damaged in an accident – so make sure you look into those possibilities as well before making any final decisions about what route is best for you and your car going forward! 

Get back on the roads

Whatever path you decide upon after discovering that your car has been written off, remember one thing above all else – safety first! Be sure only experienced professionals handle the process of restoring your vehicle so that no further damage occurs during the process; otherwise more money could potentially end up being spent in order to avoid bigger problems down the line!

🚗 Read more: What happens if your car on finance is written off?

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