Finance your Fiat

Fiat offers finance plans with varying terms, typically ranging from 12 to 60 months. The specific terms depend on factors such as the model you choose, the finance option selected, and your creditworthiness. The longer the term, the lower your monthly payments may be, but keep in mind that a longer term usually means paying more in interest over time.

Yes, Fiat provides options for customising your car based on the model you choose. You can select additional features, accessories, or packages to personalize your vehicle. However, it’s important to note that customisation may increase the overall cost of the car and potentially affect your monthly payments.

While ending a finance contract early is possible, it often comes with termination fees or penalties. The specific details regarding early termination will be outlined in your finance contract. It’s essential to review the terms and conditions of your contract to understand the potential costs involved if you decide to end the agreement before the agreed-upon term. If you’re looking for an alternative make outside of Fiat, Infiniti are also very good.

At the end of a PCP agreement, you have several options. You can make the optional final payment, also known as a balloon payment, to take full ownership of the vehicle. Alternatively, you can return the car to the dealership, provided you have adhered to the mileage and condition requirements stated in the contract. Lastly, if there is any equity in the vehicle, you can use it as a deposit towards a new Fiat vehicle or consider refinancing the equity amount.

If you exceed the agreed mileage limit on a lease, there will typically be a charge for each additional mile driven beyond the limit. The mileage limit is agreed upon at the beginning of the lease agreement, and exceeding it may result in additional fees. It’s crucial to estimate your anticipated mileage accurately when setting up the lease to avoid unexpected charges at the end.

As a lessee, you are responsible for regular maintenance and any repairs that are not covered under the manufacturer’s warranty. It’s important to follow Fiat’s recommended service schedule to ensure the vehicle remains in good condition throughout the lease period. Regular maintenance tasks include oil changes, tire rotations, fluid checks, and other routine inspections as outlined in the owner’s manual. It’s advisable to retain records of all maintenance and repairs performed on the vehicle.

Fiat typically offers a range of finance options, including hire purchase, personal contract purchase (PCP), and personal contract hire (PCH) or leasing. These options have different features, benefits, and considerations. It’s important to understand the specifics of each option to choose the one that best suits your needs and financial situation.

Fiat may periodically offer incentives or special offers on their financial plans. These could include reduced interest rates, cashback offers, or other promotions aimed at making financing a Fiat car more attractive. It’s recommended to inquire with your local Fiat dealership or visit their official website to stay updated on any ongoing offers.

Many finance agreements allow for additional payments to be made towards the principal balance. This can help you pay off the car sooner and potentially reduce the overall interest charges. However, it’s important to review your specific finance agreement to ensure there are no penalties or restrictions associated with making extra payments.

Missing a payment on your Fiat finance plan can have consequences. It can result in late payment fees, negatively impact your credit score, and potentially lead to repossession of the vehicle if the issue persists. If you anticipate difficulty making a payment, it’s crucial to contact the finance provider or lender as soon as possible to discuss potential options, such as payment extensions or restructuring the agreement. Communication and proactive steps are key in managing any financial challenges that may arise.