LATEST READ   What is PCP car finance?   Read Guide

Finance your Jeep

Search for a great car finance deal for your next Jeep. Get your free quotes today!

🏦  View car loans across dozens of lenders
🔒  Check for quotes & protect your credit score*
⏰  Apply for car finance in minutes

Find car finance quotes in an instant

✅ Check your eligibility

Answer quick questions to find out if you can apply. Ready to compare car loans suiting you.

⚖️ Compare car loans

View and compare various loan results from a selection of great lenders.

💸 Apply online today

Once you’ve chosen a car finance loan, proceed with your application through trusted lenders.

Jeep Car Finance Options

One of the popular financing choices for your Jeep is Hire Purchase (HP). Through HP, customers have the opportunity to make an initial deposit and subsequently repay the remaining balance in fixed monthly instalments over an agreed-upon period. Upon completion of the final payment, ownership of the Jeep vehicle is transferred to the customer, instilling a lasting sense of satisfaction and pride.

Personal Contract Purchase (PCP) is another financing option that offers lower monthly payments compared to HP. With PCP, customers make an initial deposit followed by fixed monthly instalments for a specific duration. At the conclusion of the term, customers enjoy flexibility in selecting their course of action, whether it involves returning the vehicle, making a final payment to acquire full ownership, or exchanging it for a new Jeep model.

Choosing the right Jeep model

Choosing the right Jeep model hinges on several factors such as your driving habits, lifestyle, and budget. Jeep’s lineup ranges from the compact and nimble Renegade, perfect for city driving and occasional off-roading, to the robust and spacious Grand Cherokee, an ideal choice for families or those needing more cargo space. 

Additionally, if you’re an outdoor enthusiast, models like the Jeep Wrangler or Gladiator might be more appealing with their superior off-road capabilities. Furthermore, the Jeep Compass and Cherokee offer a blend of comfort, technology, and moderate off-road prowess, making them versatile choices for daily commuting and weekend adventures.

Buy your car with confidence

Get car finance quotes in an instant, without the faff. Your new set of wheels is just around the corner.

Frequently asked questions

Jeep provides a standard 3-year/36,000-mile Basic Limited Warranty, which covers the cost of repairs and adjustments needed to correct defects in materials or workmanship. Additionally, Jeep offers a 5-year/60,000-mile Powertrain Limited Warranty, which covers the engine, transmission, and driveline components. This warranty provides added protection for major components that are critical to the vehicle’s operation.

It’s important to note that warranties may vary depending on the specific model and year of the Jeep. Extended warranties, known as service contracts, are also available for purchase to provide additional coverage beyond the standard warranty period. These contracts can offer peace of mind by covering repairs and services not included in the basic or powertrain warranty.

Jeep often has special financing programs tailored to first-time car buyers. These programs may include lower interest rates and more flexible terms to help make financing more accessible. The specific offers and promotions can vary, so it’s advisable to check with your local Jeep dealership for the most up-to-date information. The dealership’s finance department can provide you with details on any special programs available and guide you through the financing process.

Leasing and financing are two distinct options for acquiring a Jeep, each with its own benefits and considerations. When you lease a Jeep, you essentially rent the vehicle for a predetermined period, typically two to four years. You make monthly payments during the lease term and return the vehicle at the end of the lease.

Leasing generally offers lower monthly payments compared to financing, as you’re only paying for the depreciation and not the full value of the vehicle. However, at the end of the lease, you don’t own the vehicle unless you choose to purchase it at the predetermined residual value.

On the other hand, financing involves taking out a loan to purchase the Jeep. You make monthly payments over an agreed-upon term, usually, three to six years, until the loan is fully paid off. Once the loan is repaid, you become the outright owner of the vehicle. Financing allows you to build equity in the vehicle and gives you the freedom to customise, modify, or sell it as desired. However, monthly payments for financing are generally higher than lease payments due to the full purchase price of the vehicle being financed.

The choice between leasing and financing ultimately depends on your personal preferences, financial situation, and how you intend to use the vehicle. Leasing may be more suitable if you prefer lower monthly payments and enjoy driving a new vehicle every few years. Financing may be the better option if you want to own the vehicle long-term and have the flexibility to modify or sell it.

Yes, Jeep dealerships typically offer competitive financing options for used vehicles, including certified pre-owned (CPO) Jeeps. Certified pre-owned vehicles go through a thorough inspection and reconditioning process to meet specific criteria set by the manufacturer.

They often come with additional warranty coverage, similar to that of a new vehicle. Financing a used Jeep can be an excellent choice if you’re looking for a more affordable option compared to buying a new one. The dealership’s finance department can guide you through the financing process for a used Jeep and help you explore the available options.

The maintenance costs for a Jeep can vary depending on factors such as the model, age, mileage, and driving habits. Generally, Jeeps are designed to handle rugged terrains and off-road adventures, so they may have different maintenance needs compared to regular passenger vehicles. Routine maintenance tasks such as oil changes, tire rotations, filter replacements, and brake inspections are essential to keep your Jeep in top condition. These costs are relatively standard and comparable to other vehicles in the same class.

However, if you frequently take your Jeep off-road or subject it to more demanding conditions, additional maintenance and repairs may be required. Off-road driving can put extra strain on components such as suspension, tires, and undercarriage, which may increase maintenance costs. It’s advisable to consult the owner’s manual and follow the manufacturer’s recommended maintenance schedule for your specific Jeep model.

To help manage maintenance costs, some Jeep dealerships offer maintenance plans or service contracts. These plans typically cover routine maintenance tasks and may include additional benefits such as roadside assistance or discounted repairs. Consider discussing these options with your local Jeep dealership to determine if a maintenance plan aligns with your needs and budget.

Yes, Jeep dealerships generally accept trade-ins, allowing you to apply the appraised value of your current vehicle toward the purchase of a new or used Jeep. Trading in your vehicle at a dealership can provide a convenient and hassle-free way to transition to a new vehicle. The dealership’s sales and finance team will evaluate your trade-in and provide an offer based on factors such as the vehicle’s condition, mileage, age, and market demand.

Trading in your vehicle can help reduce the overall cost of your new Jeep, potentially lowering your down payment or monthly payments. It also eliminates the need to sell your vehicle independently, saving you time and effort. However, it’s essential to research the value of your trade-in beforehand to ensure you’re getting a fair deal. Online resources such as Kelley Blue Book or NADAguides can give you an estimate of your vehicle’s value. Additionally, consider obtaining trade-in offers from multiple dealerships to compare and negotiate the best trade-in value for your vehicle.

Latest car finance guides

Search all car finance makes